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| The All-Access Visa Prepaid Card is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all prepaid cards, the available balance on the card for purchases must be funded in advance. You'll then be able to use the card anywhere a traditional credit card is accepted. The main difference between the various prepaid cards is the amount of fees required to maintain and load funds onto the card. This card has a very low application fee, and direct deposits onto the card are free. You'll also have the choice between paying a low monthly fee for unlimited transactions and paying a fee each time you make a transaction. Either way, the overall fees for this card are much lower than the fees you'd pay with most prepaid cards. This card also provides many additional benefits and services that you won't find with other prepaid cards. Overall, this is a great option if you need a card to make purchases and payments. |
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| The BuyRIGHT Pre-Paid MasterCard is designed for those that want a stored value card with a reward program and a unique shopping membership. This card offers a free reward program as well as a Credit Building Program for an additional fee, which allows you to make purchases online through a pre-approved $7,500 line of credit. Your new line of credit and your monthly payment history will then be reported to at least one major credit bureau. Through the reward program, you'll earn points that you can redeem for ring tones, music downloads, prepaid wireless airtime, and long-distance calling cards. The stored value card requires an initial load of $20 and a $29.95 account set-up fee. It gives you the option of either paying a monthly fee of $4.95 or paying no monthly fee with a per-transaction fee of $1. If you plan to make at least five card transactions per month, it would be beneficial to pay the monthly fee. |
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| The Eufora Associate Prepaid MasterCard, issued by BANKFIRST, is a stored value card designed for those who have fair, poor, bad, or no credit history and would like to earn income for referrals. Very rarely do prepaid cards offer benefits, yet with this card, each time you refer a new applicant to any Eufora™ MasterCard card level, you will earn $20 per year if the referred applicant is approved and maintains their membership in good standing. In addition to the referral program, for every $100 you spend with the card, you'll automatically receive one entry into a monthly drawing for one of 30 featured cars. The annual fee for the card is $29.95 per year, and there are no participation or application fees, which are usually associated with stored value cards. |
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| The Eufora Preferred Credit Builder Prepaid MasterCard is a stored value card designed for those who have fair, poor, bad, or no credit history and would like to earn income for referrals. The card provides a Credit Builder program, which helps you establish credit history for an additional $6.65 a month for the first year. Through the referral program, each time you refer a new applicant to the Eufora Preferred or Elite MasterCard, you'll earn $50 per year if the referred applicant is approved and maintains their membership in good standing. You'll earn $20 per year if the referred applicant is approved and maintains their membership in good standing with the Eufora Associate MasterCard. In addition, for every $100 you spend with the card, you'll receive one entry into a monthly drawing for one of 30 featured cars. |
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| The Eufora Elite Credit Builder Prepaid MasterCard offers you the chance to rebuild your credit and earn income for referrals. Unlike most prepaid cards, this card offers several benefits including a unique income opportunity that allows you to earn as much as $90 per referral. This card also offers purchase protection, auto rental insurance, and up to $200,000 in travel accident insurance. In addition, for every $100 spent, you'll automatically receive one entry into a monthly drawing for one of 30 featured cars. There is an annual fee of $99.95 per year, but no participation or application fees, so the card is less costly than most prepaid cards. The card also provides a Credit Builder program that reports to credit bureaus for an additional $10 a month for the first year, and no fees the second year. |
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